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Credit Card Machines

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1. How many credit card terminals do you need? *
2. Would you like your terminals to include integrated printers? *
3. Would you like to be able to process debit card transactions? *
4. What is your buying timeframe? *
5. What is your current monthly credit card processing volume? *
6. Are you interested in wireless (mobile) terminals? [Optional]
7. What is your zip code? * (We only serve U.S. businesses at this time.)
8. What is your email address? * (e.g. john@example.com)
9. Please describe the products or services you sell, as well as any additional considerations that you would like, such as PIN pads, fraud control features, etc. [Optional]
NOTE: There is a 1,000 character limit for this answer.
(example answers)
  • I need a terminal that can scan bar codes, look up prices of books and automatically give bundled discounts, process a credit card payment and print a receipt. I do not need any terminals that keep up with inventory or integrate in with a back end system.
  • I need two magnetic stripe card readers to process credit/debit card transactions on our two POS computers/registers. We use Counterpoint. Our current card readers use a splitter cable off of our keyboard serial port. We do have USB.
  • I operate an beauty salon, and need to accept credit & debit cards. The majority of my customers are required to pay by credit/debit cards. I am looking for a wireless credit card processing machine with printer capability.
  • I provide vision care services (optometry). I have an Associate who works in the same office, but we have two separate businesses. Each of us want our separate merchant accounts/numbers but we want to share the same credit card terminal. Is there a terminal that will handle two businesses and allow us to easily except payment to either account throughout the day?
  • I sell cake decorating supplies and teach a class on how to decorate cakes, cookies, cupcakes, etc. I am also thinking of opening a bakery and doing wedding cakes but need a credit card machine for this. People usually don't have cash for the cake and if they can use the credit card they will spend more money.
  • I will be opening my own business and I will only be accepting check or credit/debit so I don't have to deal with the any cash unless I really have to.
  • I will be selling furniture from a warehouse as an independent broker. I will be bringing my customer into a wholesale warehouse (not open to the public). I need equipment that is fairly small and that is mobile and does not need to be hooked up to electricity or phone lines. I am not familiar with processing equipment and am investigating what would work for me.
  • I provide income tax preparation.
  • My business provides legal services.
  • I am looking for a wireless machine.
  • I provide massages, facials, pedicures, manicures, haircuts and a few products.
  • This is for a medical office. Credit cards would be used to pay for medical services provided to patients.
  • We sell Mexican food. Customers will phone in their order and we offer delivery only. We will only be open on the weekends.
  • We are a non-profit animal rescue organization that needs to accept credit and debit cards at outdoor events 4 times a year.
  • I operate a handyman service.
  • I own a small craft business that will include doing local craft shows. I want to be able to accept credit card payments at these events.
  • We sell paintings and art products at arts and craft outdoor shows.
  • I provide photography services and prints.
  • Our products include cards, books, & artwork. Online I use PayPal. At trade shows I accept checks and cash transactions only. A credit card terminal would increase profit margin. Upward trends in debit card use means fewer customers are writing checks. I need fraud control features and an affordable machine, and software to help track sales.
  • My products range from candles and wind chimes to indoor/outdoor water fountains and hammocks. My supplier must be PCI compliant.
  • This is a restaurant business.
  • We are a retail clothing store.
  • I am starting a client counseling service without an office. All transactions will either take place via the phone, public coffee house or on location. There will be no online counseling services provided. I am currently working on setting up all basics and need payment options available ASAP. Looking at several offers/options and I want to make sure the right system is set up the first time.
  • This is for a taxi cab.
  • This will be a tattoo shop.
  • I just started my business, I am ready to go. I want a free terminal, low payment for wireless, low rates and no batch fee.
  • We are a tax service.
  • This is a tee-shirt shop that sometimes will be doing conventions and shows.
  • This is a small business of retail/consignment and we would like a basic machine to accept credit and debit cards and use carbon copy receipts if possible but the thermal printer is not out of the question for us. We want low fees and no hidden monthly fees. We would prefer not to lease or rent a machine.
  • We would like it if tips can be added on.
  • I?m currently using a Verifone Vx510.
  • We are a construction company doing some business with homeowners.
  • We are a beauty salon. We will also be selling retail products.
  • We are a large shopping center that will be selling gift cards at two locations.
  • We are a law firm and many of our clients would like to pay via credit card. Also, we would like to have a feature whereby we can automatically charge for monthly billings.
  • We are a new medical office and would like to be able to accept all major credit cards including Visa, Mastercard, AMEX and Discover. We can use a phone line if needed for dial up.
  • We are a non-profit corporation in need of a wireless credit card terminal. It would be great if it were free and able to accept all major credit cards including Amex.
  • We are a rentals and property management firm. We run credit reports on all prospective tenants. Currently we accept only cash for the credit reports, but are considering accepting credit and debit cards as payment.
  • We are going to sell clothing and jewelry. Would like an external PIN pad.
  • We currently have merchant numbers for VI/MC/DC/AX and accept these credit cards for our business. We need prices for a wireless terminal with printer and processing costs for same to compare with our current provider.
  • We have never accepted credit cards before. I have had the same small business (clothing retail) for the past 20 years, and have decided to update our systems. I do not know much about using cc terminals, and would like a little help decided what is best.
  • We just want the reader, not a new merchant account.
  • We provide catering services to small businesses i.e. Lunches also specialize in small parties etc that require us to have a credit card machine to accept payment also to increase sales through the use of a credit card machine.
  • We sell plants. We would like to be able to accept credit cards an debit cards from a mobile reader.
  • We sell wholesale aquarium products. They are mostly over the phone orders.
  • This is for a wholesale manufacturing storefront. We want swipe cards and card not present transactions. We have Amex, Visa, MC and Discover accounts already.
  • I need a pin pad and it must utilize Ethernet.
  • Our processor service provider is currently set up for Visa, Mastercard, American Express, and debit cards. We have a retail outlet but do off site shows 2-4 times per year and I am considering a mobile unit to use off site either as a wireless credit machine or to store data and dump it into the shop account when I return from off site.
  • I will need accounting on the go.
  • I will accept attorney fees and payments.
  • We are an auto repair shop.
  • This is an auto repair shop and inspection station.
  • Automotive repair shop and lube oil service center.
  • This is for a beauty and barber salon.
  • I am a beauty salon, would prefer an external pin pad.
  • We provide book sales at different locations in the USA.
  • Our services are carpet cleaning and other cleaning services.
  • I am in the business of clothing sales. I need credit card machine for outdoor art festivals.
  • Please provide a free mobile machine with printer.
  • This is for hair & skin care services with some retail. I will need 1 machine needs to process gift cards.
  • Hello, I am starting my own business and will be selling mostly at arts and crafts or trade shows for now. I would like to accept credit or debit if possible and I'm looking for the least expensive way to start this up.
  • I already have a contracted merchant services account, I only need terminals.
  • I am a hair stylist that currently has my credit cards run thru another terminal. I am moving to a new salon and would like to have my own wireless unit. I provide hair services as well as selling retail products.
  • I am a jewelry designer. I need a wireless credit card terminal to use in my studio, trade shows, craft shows, corporate vending and festivals.
  • I am getting quotes for our ministry and church. Thanks.
  • I am looking for this specific model: Hypercom Optimum L4150.
  • I am operating a beauty salon, selling services and retail products.
  • I am starting a new business and would like the option of them able to pay with cc.
  • I am wanting to take over the phone credit transactions mainly. I am try to start a home business and credit transactions are going to be my main source of money.
  • I do documents for different people and sometimes they would like to pay with debit or credit cards. At this time I cannot accept debit or credit cards because I have no way to take them as payment at this time.
  • I just opened an insurance office and need to process clients payments via credit/debit card. Some payments will be over the phone. I am looking for the most cost effective way to do this as capital is slim!
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Credit Card Machines
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Credit Card Machines pricing guide

Introduction to Credit Card Machines

It's nearly impossible for any brick-and-mortar business to run efficiently without a physical credit card terminal to accept customer payment. Your business may be in need of a brand-new credit card terminal if you are currently using manual credit card processing or accept cash only. Your business may also benefit from a credit card terminal upgrade if you are using an older terminal that doesn't allow debit card or gift card payment.

For information on how to solve these problems for your business you can browse hundreds of our buyer's guides and articles with valuable buying information and how-to's. Here are a few of our favorites:

Credit card terminal features

A credit card terminal may accept payment with a traditional magnetic stripe reader, a wireless terminal, or a virtual terminal. A magnetic stripe reader can be used by a retail store or restaurant. Mobile businesses that employ traveling salesmen can use a wireless credit card terminal to accept payments remotely. A virtual credit card terminal can be used by an e-commerce business that accepts customer payment online.

A credit card terminal may be equipped with additional features to improve customer service, including debit card acceptance, gift card redemption, and an address verification system for customer security.

Receipt printers

A physical credit card terminal needs a supporting receipt printer to provide customers with proof of purchase in each transaction. A receipt printer may come built into a credit card terminal or can be purchased as a standalone unit. Today's receipt printers are categorized as either thermal or dot matrix; inkjet receipt printers may also be available, although they are rarely used because of their slower speed.

Determine the right receipt printer for your credit card terminal by comparing the cost and speed of dot matrix and thermal receipt printers.

Credit card equipment pricing

Most credit card equipment is relatively affordable, although monthly merchant account fees can quickly add up for a business. Physical credit card terminals for a retail store can start as low as $150, with wireless terminals beginning at $600.

Understanding average credit card equipment prices will help you to make a wiser financial decision when buying from a merchant account provider. Merchant account vendors can preprogram credit card terminals before setup and may offer discount prices if you sign a long-term contract.

Getting the best price is as easy as 1-2-3:

  1. Describe your needs.
  2. Get matched with sellers in your area.
  3. Top sellers contact you with customized quotes!

BuyerZone can also assist those looking for customized solutions.

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