Whether or not you should offer vision insurance, or any other extras in your benefits package, is always a question that plagues businesses-especially small businesses that just don't have the extra cash.

Sure these extras will cost you; you most likely are going to contribute to the premiums.

But take a step back and look at the big picture. You don't need a fancy plan that covers eye surgery, because the majority of your employees will never need it. You can offer the inexpensive basic plan that covers routine eye exams and prescription eyewear. That's what your employees want and need.

And it's those extras that pull in and keep high-quality employees.