Because of their cost-control measures, managed care plans are an affordable choice for small businesses (DHMOs are cheaper than PPOs). And small businesses seem to agree; these plans are currently the most popular choice.

However, although it's the cheapest for your business, it's not necessarily the best plan for your employees. They may have to wait a while for reimbursement.

Also, certain major procedures may be limited in the number of times they are covered in a given period of time.

But all and all, the pool of dentists in managed care plans are not just picked, but are screened and are top-rate. And the plan gives employees flexibility-they aren't prohibited from going outside the pool. Meanwhile, it's affordable for employers.