Uncover the coverage
Make sure to learn the details about the dental treatments that are covered and not covered when comparing dental plans.

Dentist check up
One of the best ways to get the scoop on how good plans are is by asking your dentist.

Low-budget alternative?
If you have a tight budget, consider a Section 125 cafeteria plan. With it, employees can pay for dental care through pre-tax payroll deductions.

Description of benefits
By law, every person covered by dental insurance should have a Description of Benefits -- a handbook that details each patient's coverage. Check out the Description of Benefits handbook before choosing a plan to make sure it's clear and easy to understand.

Changing plans
The American Dental Association [www.ada.org] offers a free service to review your business' dental insurance and explain the level and scope of your coverage. Contact them if you have questions about revising or changing your current dental plan.

Communication is key
You have choices when it comes to dental insurance plans. Once you've chosen one, communicate with your employees about how it is working for them, and let your insurance company know if there's any problems. If it isn't pleasing you or your employees, consider another plan or carrier.