If you operate a business from your home, it's important that you obtain adequate insurance for it, just as if you had a separate office.
If there is any conceivable way that a client could contend that the performance of your Web site, products, or services affected his or her business and sue you for it, you need to consider Internet insurance.
A business can't exist without assets. To protect your assets in the event of a catastrophe, you'll need sufficient property insurance.
Finding an insurance broker or agent that will truly work in the best interests of your business is a critical task. You need to make sure that they have a clear understanding of the unique risks of your business.
All insurers are not the same. In addition to reasonable rates, you want to look for fiscal stability, good ratings, and favorable history of payment for claims made.
Making claims in drudgery, for sure. But it's always where you'll run into the most snags, and where you'll really find out if your insurance company is up to snuff.
Renewing coverage isn't as simple as extending the contract for another year.
There are a whole slew of insurance types specific to industries and their related risks.