Most people refer to credit cards that are used by businesses as "corporate cards." However, corporate cards are actually just one of many different types of commercial cards. The main differences among these cards concern what types of spending controls and reporting are available.

To understand commercial cards, think of them as a charge cards or credit cards issued on the basis of a company's credit rather than the credit of any individual. These cards are designed to be paid by a business, although employees can carry and sign for charges whenever necessary.

This buying guide is designed to help you learn the facts before choosing a commercial card. You can choose to read this guide from beginning to end, or jump directly to a section of interest by clicking on the links above.