One of the main advantages of using a commercial card is that it helps businesses to establish a credit history. This can be useful when applying for credit from other vendors or when seeking a loan.

Commercial card products also offer a greater level of control and oversight than consumer credit cards. With these cards, businesses can set credit limits on individual cards, or specify how spending should be broken down for analysis.

Finally, companies can take advantage of the many discounts associated with using commercial cards. Typically, discounts tend to focus on purchases related to hotel, car rental, office supplies, and shipping.