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 Table of Contents
 • Introduction
 • Advantages
 • Types of Cards
 • Tracking Charges
 • Minimizing Your Exposure
 • Pricing
 • Qualifying For A Card
 • Buying Tips

Types of Cards

Business cards are a type of commercial card that is geared to meet the needs of small and medium sized companies. This typically means firms that spend less than $1 million per year on purchases and have fewer than 100 employees that will use cards.

In contrast, three cards are designed with the larger business in mind.

Corporate card. A type of commercial card that is marketed to companies that spend a minimum of $1 million yearly on purchases.

Purchasing card. A kind of commercial card that is marketed mainly to larger companies. Purchasing cards are specifically geared to streamline small-ticket purchases by placing tighter controls on spending and allowing for more detailed reporting than do other types of commercial cards.

Fleet card. A type of commercial card that is marketed mainly to larger companies. Fleet cards offer unique tools to help manage fleet-related expenses such as gas, maintenance, and repair. For instance, spending can be restricted so that only fuel and/or maintenance costs can be charged. In addition, cards can be assigned either to the driver or to the vehicle.


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