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 Table of Contents
 • Introduction
 • Advantages
 • Types of Cards
 • Tracking Charges
 • Minimizing Your Exposure
 • Pricing
 • Qualifying For A Card
 • Buying Tips

Buying Tips

Lower card fees
Look for card issuers that offer no card fees for the first year. Also, try to negotiate card fees based on your annual expected spending volume.

Billing statements
If you choose to have your billing statements consolidated into a central bill, make sure that individual statements can also be sent to employees for review.

Watch out for "too good to be true" interest rates
Some card issuers offer low introductory interest rates for a limited time frame, usually for 6 months. Afterwards the interest rate returns to its normal rate, which may or may not be competitive. Therefore, make sure to find out what the standard rate is before being taken in by low initial offers.


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