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Stock photos are available from three major sources. The traditional source is a stock photography agency. These agencies keep millions of photos of all types on file. Once you describe your needs, the agency can find a particular image that closely matches your specifications. These rights-protected photos are leased by customers for one-time specific use. If you want to continue using the photo you need to re-negotiate with the agency.

A second way of obtaining stock photos is to contact a local photographer. Photographers keep photos from past shoots, and will sell or license these photos for a small fee. Local photographers can be a particularly good source if they specialize in the type of shots you require.

The newest way to obtain stock photos is to purchase digital stock photography. These consist of photograph collections that are stored on CD-ROMs. Digital stock photography is often royalty-free -- you pay a one-time non-negotiable price for the entire CD-ROM collection.